Overview
Applying for an SBA loan has never been easier! Let StrongTerm help you secure the gold standard in small business lending.
Get a decision on up to $150k in working capital in as fast as 24 hours with a StrongTerm Lightning SBA or Expedited SBA loan. Access up to $350k in low-cost working capital or debt refi with our streamlined PRIME SBA loans.

Lightning SBA Loans
Up to $50k in lightning fast working capital with our fastest and easiest SBA program
Expedited SBA Loans
Up to $150k in working capital up to 5x faster than a traditional SBA loan
PRIME SBA Loans
Up to $500k for working capital or refinancing with help from your dedicated expert

Lightning SBA Loans
Up to $50k in lightning fast working capital with our fastest and easiest SBA program
Expedited SBA Loans
Up to $150k in working capital up to 5x faster than a traditional SBA loan
PRIME SBA Loans
Up to $350k for working capital or refinancing with help from your dedicated SBA expert

Lightning SBA Loans
Up to $50k in lightning fast working capital with our fastest and easiest SBA program
Apply in less than 15 minutes and access the low monthly payment of an SBA 7(a) loan easier than ever before.
- 14% interest rate (prime + 6.5%)
- 10 years with no prepayment penalty
- Minimal paperwork
- 7-10 day average funding
- 640+ FICO, minimum 2 years in business
- $30k+ revenue required
- No hard credit pull required for preapproval
- No upfront fees to apply

Expedited SBA Loans
Up to $150k in working capital up to 5x faster than a traditional SBA loan
Our Expedited SBA loans are underwritten with business & personal credit. No profit or hard collateral required.
- 12.25% interest rate (prime + 4.75%)
- 10 years with no prepayment penalty
- Greatly reduced paperwork
- 1-2 week average funding
- 700+ FICO, 2 years in business, $175k+ revenue required
- No hard credit pull required for preapproval
- No upfront fees to apply

PRIME SBA Loans
Get up to $350k for working capital or debt consolidation with help from your dedicated SBA expert
Grow your business responsibly with up to $350k in working capital or debt consolidation. Save up to 90% in monthly payments vs. many non-SBA lenders.
- 10.25% interest rate (prime + 2.75%)
- 10 years with no prepayment penalty
- Reduced paperwork vs. traditional SBA loans
- 650+ FICO, 2 years in business, $250k+ revenue required
- 4-5 week median funding timeline
- No hard credit pull required for preapproval
- No upfront fees to apply

Traditional SBA Loans
Our traditional SBA program offers up to $5,000,000 that can be used for a wide range of business objectives.
- Working Capital
- Refinancing
- Full Partner Buyouts
- Partial Partner Buyouts
- Business Acquisitions
- Startup Financing