Overview
Applying for an SBA loan has never been easier! Let StrongTerm help you secure the gold standard in small business lending.
Get a decision on up to $150k in working capital in as fast as 24 hours with a StrongTerm Lightning SBA or Expedited SBA loan. Access up to $350k in low-cost working capital or debt refi with our streamlined PRIME SBA loans.
Lightning SBA Loans
Up to $50k in lightning fast working capital with our fastest and easiest SBA program
Expedited SBA Loans
Up to $150k in working capital up to 5x faster than a traditional SBA loan
PRIME SBA Loans
Up to $500k for working capital or refinancing with help from your dedicated expert
Expedited SBA Loans
Up to $150k in working capital up to 5x faster than a traditional SBA loan
PRIME SBA Loans
Up to $350k for working capital or refinancing with help from your dedicated SBA expert
Lightning SBA Loans
Up to $50k in lightning fast working capital
Lightning offers a streamlined application process for owners seeking $50,000 or less in working capital.
- 13.5% interest rate (prime + 6.5%)
- 10 years with no prepayment penalty
- Minimal paperwork
- 2 week median funding
- 640+ FICO, minimum 2 years in business
- $30k+ revenue required
- No hard credit pull required for preapproval
- No upfront fees to apply
Expedited SBA Loans
Up to $150k in working capital up to 5x faster than a traditional SBA loan
Expedited SBA loans are faster, and emphasize business credit scoring in underwriting.
- 10.75% interest rate (prime + 3.75%)
- 10 years with no prepayment penalty
- Greatly reduced paperwork
- 2-3 week median funding
- 675+ FICO, 2 years in business, $175k+ revenue required
- No hard credit pull required for preapproval
- No upfront fees to apply
PRIME SBA Loans
Get up to $350k for working capital or debt consolidation with help from your dedicated SBA expert
Grow your business responsibly with up to $350k in working capital or debt consolidation. Save up to 90% in monthly payments vs. many non-SBA lenders.
- 9.75% interest rate (prime + 2.75%)
- 10 years with no prepayment penalty
- Reduced paperwork vs. traditional SBA loans
- 650+ FICO, 2 years in business, $250k+ revenue required
- 4-5 week median funding timeline
- No hard credit pull required for preapproval
- No upfront fees to apply
Traditional SBA Loans
Our traditional SBA program offers up to $5,000,000 that can be used for a wide range of business objectives.
- Working Capital
- Refinancing
- Full Partner Buyouts
- Partial Partner Buyouts
- Business Acquisitions
- Startup Financing
